Full Citation
Title: Health savings accounts: early estimates of national take-up.
Citation Type: Journal Article
Publication Year: 2005
ISBN:
ISSN: 0278-2715
DOI: 10.1377/hlthaff.24.6.1582
NSFID:
PMCID:
PMID: 16284032
Abstract: The 2003 Medicare Prescription Drug, Improvement, and Modernization Act (MMA) approved tax-advantaged health savings accounts (HSAs) for certain high-deductible health insurance plans. We predict that MMA could lead to approximately 3.2 million HSA contracts among Americans ages 19-64 who are not students, not enrolled in public health insurance plans, and not eligible for group coverage as a dependent. We simulate the effect of several additional tax subsidies for HSAs. We predict that the Bush administration's refundable tax-credit proposal would double HSA take-up and reduce the number of uninsured people by 2.9 million, at an annual cost of $8.1 billion.
Url: http://www.ncbi.nlm.nih.gov/pubmed/16284032
User Submitted?: No
Authors: Feldman, Roger; Parente, Stephen T; Abraham, Jean Marie; Christianson, Jon B; Taylor, Ruth
Periodical (Full): Health affairs (Project Hope)
Issue: 6
Volume: 24
Pages: 1582-91
Countries: